Tips for Health insurance and Life insurance before taking

  In India, there are more than 25 general insurance companies which are some government regulatory bodies and other are private or foreign companies. In developed countries peoples are more curious about their health and fitness as compared to developing countries. Peoples are save their future and family by 2 different ways:-

1. Living healthy lifestyle.

2. Take health insurance.

Figure. 1

 1. Living Healthy Lifestyle : It’s an impossible fact in human being according to the current scenario because peoples are more concentrated for taking junk and fast food , due to this lifestyle peoples are not live healthy.

2. Take Health & Life Insurance: - From above mentioned case peoples are opted the second one to get a health insurance for his or family members. This provides the security and safety for the family member, incidentally any case or disease caused, provide the amount for the treatment of the patients.

         In world, there are many insurance companies which are provided general insurance as well as Health and life insurance. For getting a good plan in an affordable price of company some points are remembered by the customer:-

• First, selection of good insurance company with a good insurance plan. Before invest in any insurance schemes know about the company is authorized or not.

• Know the basics and full details of insurance plan, like plan structure, duration, any clause for minor, premium etc. If there is any hidden clause please ask for that.

• Premium policy is also effect the customer, if the policy premium is huge or big amount for short duration customer can’t affordable, so it not take part in it.

• Age factor also the effect customer for taking health insurance. The renewal period of insurance is expired it is discontinued the policy. The policy period depending on the age of customer is adult, senior citizen or minor and also on different products.

• Amount of claim for treatment provided by the company is depending on the policy. Sometime you get a good policy and paid the regular premium but at the time when it needed the insurance company pay less amount.

• Credibility of company is more important before investment in policy. A new company attract there customer by offer different scheme. First of all collect the information about the company history, promoters and business of company.

• Lastly, we can say the consult a good insurance advisor.