What is X Dividend date?

                            The term x dividend date is that date on which profit is not meet on that date or after purchasing the shares to shareholder. Normally in share market this date is known as X- date. It’s utilized as cash profit ratio and others like stock splits or stock dividends. At the time, trading of shares starts on x-date the price of shares is reduced with the profit part. But that means not the opening price of share is less it may be high also it depends on the market situation or demands of shares. Under this process the shares is known as “X-Dividend”. It means after the dividend date the shares is known as x – dividend.

Property:Security of Your Investment

What is property?

                                                

                                   In a layman language property is a savings or investments of a person which is earned by men/ women in their life- time and also which is meet by their father & mother and their ancestors. Before investment any where people are do the market research because their saving is utilized in property (legal or illegal) purchase. In current there are many real estate companies who are doing the fraud of their customers. Any customers can’t be predicting the situation of the market; you can safeguard the value of your investment by:

1. Aware of Natural Hazards: Customers are aware about the areas where the natural disasters are arises time to time like earth quake, landslides etc. In their areas purchase of property is not more benefit for the customers because if any disaster arises the customer lost their property or bears the cost of maintenance when it happens.

2. Location of Property: If the property is located in good market areas the cost of the property is also very high. Many investors invest in for getting the more profit from them after sell it.

3. Check the legal issues:  Before purchase or investment in property you can check the all legal papers of that property because at present time many cases of duplicate papers of property are made and sale to other person which is not actually belonged to it. You can check papers like khasara kautauni, 143 etc.

 

Profit margin : How To Calculate?

                                              Through the help of profit margin is very easy to know the financial position of the company, and it very suitable method. It’s calculated on the basis of total sale and profit ratio. It’s also calculated from the total sale deducted the total cost, profit is know.

 TOTAL SALES- TOTAL COST = PROFIT

To better understand it we use example:-

A product production cost is Rs. 100/- and its price is Rs. 150/-, so the profit of Rs. 50/-. The company has a profit of 50% earned. The profit of 50% of the company is the 33.33% of Sale price of the product, so the profit margin of the company is 33.33%.

The investor can take the decision on the basis of the profit margin of the company to invest in that company or not.

INCOME TAX SALAB FOR THE FINANCIAL YEAR 2014-15

Tax Slab for Individuals (Male/Female) for the F.Y 2014 -15

INCOME	TAX RATE %
0-2,50,000/-	0
2,50,001 – 5,00,000/-	10
5,00,001 – 10,00,000/-	20
10,00,001 – 1 Corer	30
Above 1 corer	30+10% (surcharge)

Tax Slab for Senior Citizen (Age above 60 yrs but not more than 80 yrs) for the F.Y 2014 -15

INCOME	TAX RATE %
0-3,00,000/-	0
3,00,001 – 5,00,000/-	10
5,00,001 – 10,00,000/-	20
10,00,001 – 1 Corer	30
Above 1 corer	30+10% (surcharge)

Tax Slab for Senior Citizen (Age above 80 yrs) for the F.Y 2014 -15

INCOME	TAX RATE %
0-5,00,000/-	0
5,00,001 – 10,00,000/-	20
10,00,001 – 1 Corer	30
Above 1 corer	30+10% (surcharge)

Note: extra charge on tax 3% cess.

Deductions limits under 80C-

Tax relief Limit of investment is increased from one lakh to one lakhs fifty thousand.

PPF limit increase from one lakhs fifty thousand.

Intrest on Housing loan relief limit is increase from one lakhs fifty thousand to two lakh.